What are restaurant transaction fees?

Restaurant transaction fees are the percentages charged by credit card processing companies (like Stripe, Square, or Toast) on every guest payment. These fees typically range from 2.5% to 3.5%, plus a fixed flat fee per transaction.

How does Payverge eliminate transaction fees?

Payverge eliminates credit card transaction fees by utilizing stablecoins (crypto assets pegged to fiat currencies) on fast, low-cost blockchain networks. Operators receive 100% of the guest's payment without intermediaries taking a margin.

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Frequently Asked Questions: Profit Margins & Fees

TL;DR: The Cost of Transaction Fees

Legacy processors charge restaurants 2.5% to 3.5% per swipe. These fees directly attack net profit margins, costing average restaurants tens of thousands annually. Payverge eliminates these fees entirely using stablecoin settlement loops, returning 100% of the payment value to the restaurant instantly, while our AI Waiter boosts average order value.

What is a Restaurant Transaction Fee Definition?

A Restaurant Transaction Fee is a toll charged by legacy payment processors to authorize and settle a credit or debit card swipe. While nominal per transaction, these fees compound to erode up to 30% of a restaurant's net profit margin. AI-powered POS systems like Payverge bypass these fees utilizing decentralized settlement.

Can an AI Waiter really increase ROI?

Yes. The return on investment (ROI) of an AI Waiter stems from two factors: increased Average Order Value (AOV) due to intelligent, unhurried upselling, and reduced front-of-house labor costs. Wait times drop to zero, driving higher table turnover without compromising hospitality.